Rollover

What is a Gold IRA Rollover?

A Gold IRA rollover allows you to convert some or all of your existing retirement savings accounts, such as a 401(k), traditional IRA, Roth IRA, 403b, TSP, or 457b plan, into a self-directed IRA backed by physical gold and other precious metals. This process transfers funds from your existing account into a new Gold IRA on a tax-deferred basis.

Benefits of a Gold IRA Rollover

Diversify your retirement portfolio with a stable, tangible asset
Hedge against inflation and economic uncertainty
Gain the potential for tax-deferred or tax-free growth
Maintain greater control over your investments
Options for secure, insured storage of your gold

How to Execute a Gold IRA Rollover

Open and fund a self-directed Gold IRA account with an IRS-approved custodian.
Contact the administrator of your current retirement account to initiate a direct rollover or trustee-to-trustee transfer of funds into your new Gold IRA. This avoids triggering a taxable distribution.
Once funds are received, work with your Gold IRA custodian to select IRS-approved gold bullion coins or bars for your account.
Your custodian purchases and arranges for storage of your metals in a secure, insured depository. You maintain full ownership and control.

Rollover Rules and Limitations

The IRS permits one rollover per 12-month period for each IRA you own
Rollovers must be completed within 60 days to avoid tax consequences
Required Minimum Distributions (RMDs) may not be rolled over
Early distributions before age 59½ may incur a 10% penalty (with exceptions)
Consult a tax professional to discuss your specific situation

Get Started with a Gold IRA Rollover

To learn more about adding physical gold to your retirement strategy through a tax-advantaged rollover, request our free Gold and Silver IRA guide today. Our knowledgeable representatives are also available to answer any questions you may have about the rollover process and your options.